Spendly — Privacy Policy

Last updated: May 20, 2026

Information We Collect

Information You Provide to Us

When you join our waitlist, we collect your email address. For legacy users of our web app, we collect your email (including Google OAuth), hashed password, and any financial data you enter manually such as budgets, categories, goals, transaction amounts, and notes.

Automatically Collected Data

We may collect device info, IP address, usage logs, cookies/local storage data, and anonymous, privacy-focused analytics to improve our website and waitlist experience.

AI-Generated or AI-Processed Data

If you use our AI features, we process text you provide to the assistant. We do not use your personal financial data to train third-party AI models.

How We Use Your Information

We use your information to manage your waitlist status, notify you about the iOS app launch, maintain accounts for legacy web users, store financial data securely, and ensure security. We do not sell your personal data to third parties.

How Your Information Is Stored

Your data is stored via Supabase with HTTPS during transfer and encrypted storage for sensitive information. Passwords are hashed using industry-standard algorithms and cannot be recovered in readable form.

AI Processing and Data Privacy

When you use AI features, data you submit may be sent to trusted AI providers and is used only to generate the requested output. Data is not stored by these providers for training purposes, and we do not retain AI logs with sensitive information.

Cookies and Similar Technologies

We use cookies to manage waitlist sign-ups, maintain sessions for legacy users, and analyze overall usage patterns.

When We Share Information

We share data only with trusted service providers (hosting, analytics, authentication), AI processing providers when requested, and legal authorities when strictly required. We do not share your information for advertising purposes.

Payments and Billing

We do not collect, process, or store payment information (such as credit card numbers) on our website. Future subscriptions for our native application will be handled securely and exclusively through the Apple App Store.

Data Retention

We keep your email on our waitlist until you opt out or the app launches. For legacy accounts, we keep your data while your account is active. Upon deletion, all personal and financial data is permanently removed.

Your Rights

Depending on your location, you may have rights to access, correct, delete, export, or restrict processing of your data. Contact us to exercise these rights.

Children's Privacy

Spendly is not intended for children under 16, and we do not knowingly collect information from children.

Changes to This Privacy Policy

We may update this Privacy Policy as we transition to the App Store. The "Last Updated" date reflects the latest version.

Contact Us

For questions about this Privacy Policy or your data, contact us at: support@getspendly.net