Take control of your money — without spreadsheets, chaos or stress.

Track expenses, build budgets, analyze reports and get AI-powered insights.Supports 7 languages, light/dark themes, and takes 30 seconds to set up.

Spendly Features

AI Chat for your finances

Ask anything — Spendly explains your spending, overspending and patterns.

AI Insights & smart analytics

Weekly summaries, predictions and personalized suggestions.

How it works?

🏦

Quick signup

Sign up with Google or email in just a few clicks

Add expenses in seconds

Record transactions in just a few clicks

📂

Budgets & categories

Organize your finances into folders for convenience

🧠

AI insights

Get personalized suggestions and stay in control

Simple pricing. No surprises.

Free

$0
  • Unlimited manual expenses
  • Basic categories
  • Light & dark themes
  • Basic analytics
  • 7 languages

Monthly

$7/mo
  • Unlimited Budgets
  • Custom AI Tones
  • No Banners
  • Advanced Analytics
  • Everything in Free
Best Value

Yearly

$49/yr
  • Save 42% vs Monthly
  • Unlimited Budgets
  • Custom AI Tones
  • No Banners
  • Advanced Analytics
Founder's Edition

Lifetime

$99one-time
  • Everything in Yearly
  • Lifetime updates
  • Founder's Edition
  • Pay once, own forever

Why choose us?

  • No bloated analytics — only essentials

  • AI that helps, not overwhelms

  • Clean, modern UI

  • Free plan with core functionality

  • Fastest experience among personal finance apps

  • Privacy-first

Built by someone tired of overcomplicated finance apps

I built Spendly because I kept facing the same problem: every expense tracker felt either too complicated or too limited. I wanted a tool that was fast, simple, and actually enjoyable to use — something that helps you stay in control without overwhelming you with charts, categories, or rules. What started as a small side project to organize my own finances grew into a clean, intuitive app that people around me began asking for. My goal is simple: make personal finance easy, clear, and stress-free for everyone.

Artem - Creator of Spendly

What’s next

  • Coming soon🏦Bank Sync & Import

    Connect bank accounts via Plaid or Mono. Smart CSV import and Gmail receipt parsing for full coverage.

  • Coming soon👨‍👩‍👧‍👦Family Mode with Roles

    Manage household budget with Admin/Member roles. Keep personal expenses private while tracking shared goals.

  • Coming soon🎙️Siri & Voice Input

    Hands-free tracking. Use Siri Shortcuts, Widgets, or our Telegram Bot to log transactions in seconds.

  • Coming soonAI Impulse Defender

    Scan price tags with Gemini Lens. Get instant AI advice on how this purchase impacts your future goals.

Start managing your money smarter — today.

Free forever · No ads · AI-powered insights

Frequently Asked Questions

Yes. The Free plan includes the core functionality without ads.

Yes. You can sign up with email in addition to Google.

Spendly provides insights, summaries and categorization using AI.

Privacy-first: we protect your data and avoid unnecessary tracking.
Spendly — AI-first budget & expense tracker